By MSc. Gustavo Solís Hidalgo

Meet Peter. He's a dedicated software engineer working for a thriving tech company abroad in his hometown, the beautiful Guanacaste, Costa Rica. 

Peter understood the value of preparation and had invested in health insurance coverage for his own and his family (2 wonderful kids and his wife).

One day, Peter woke up feeling extremely unwell, experiencing severe abdominal pain and a high fever. Worried, he immediately contacted his health insurance provider and was guided to a nearby network hospital. There, he received prompt medical attention from experienced physicians. After a thorough examination, the doctors diagnosed him with acute appendicitis, a condition that required immediate surgery.

Thanks to his health insurance, Peter´s medical expenses were assumed by his Insurance company. He was covered for the surgical procedure, hospitalization, and post-operative care. This financial safety net allowed him to focus on his recovery without worrying about the financial burden. Within a few weeks, Peter was back at work, feeling grateful for the peace of mind his health insurance had provided.

The Struggles without Health Insurance. In the same Happiest Country of the World, there lived a young artist named Rachel. 

Rachel was passionate about her art and dedicated her time to creating breathtaking sculptures. However, as a freelancer, she never thought that health insurance was important in her life, and since she was young and healthy, it would be an unnecessary expense that she would prefer to invest in her own business.

One unfortunate day, Rachel fell victim to a severe flu that rapidly escalated into a respiratory infection. In pain and discomfort, she hesitated to visit a doctor due to the high medical costs she anticipated. As the infection worsened, she finally sought medical care but was faced with hefty medical bills that she couldn't afford to pay outright.

Without health insurance to provide a safety net, Rachel's financial situation deteriorated. She struggled to pay her medical bills and found it challenging to continue pursuing her passion for art while coping with the burden of debt. The stress took a toll on her health and creativity, leaving her feeling trapped in a vicious cycle.

In these 2 stories, we see the tangible benefits of having health insurance coverage, as well as the hardships that come from lacking such protection. Health insurance provides a safety net during times of medical emergencies, offering peace of mind and access to quality healthcare. It empowers individuals to focus on their passions and life goals without the constant worry of unforeseen medical expenses.

A professional insurance broker is committed to helping clients like Peter secure the right health insurance coverage that aligns with their needs and budget. 

By exploring available options and tailoring plans to suit individual circumstances, the experts should strive to provide the necessary protection for clients' well-being and financial security. The ultimate goal is to ensure that every individual, like Rachel, can confidently pursue their dreams without the fear of facing unexpected financial hardships due to medical expenses.

Avanto Correduría de Seguros S.A. team is committed to protecting people's assets and lives, to allow them to continue pursuing their goals and dreams!

This article is not to be considered insurance advice. For more information on this article or about queries on insurance, MSc. Gustavo Solís Hidalgo, Insurance Broker, can be reached by calling +506-8982-4242 or emailing gsolis@avantoseguros.com 

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The views or opinions expressed in this article are the sole and exclusive responsibility of the author and do not necessarily represent the opinion of A.M. Costa Rica.