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Published December 15, 2017, Vol. 17, No. 207
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Public salaries and pensions were not
paid on time due to liquidity crisis

By the A.M. Costa Rica staff

Yesterday, thousands of workers and pensioners from the central government had a reality bite from the fiscal crisis announced by authorities back in August.

There was not enough money collected from December 1st to present to pay them.

Roger Porras, executive director of the Board of Pensions and Retirement of Teachers (Jupema) and the Ministry of Finance confirmed some difficulties in payment for this period.

In the case of the pensions of the Teachers' Institute, the delay specifically affected former workers who began to work before July 15, 1992.

At noon, the Finance Ministry said it would deposit all the salaries on Thursday night.

Porras said that the situation with the delay in these payments should be of concern to all citizens because it is a problem that directly affects the country.

"It is not concern that not only the National Magisterium or the Pension Board and the pensioners should have, it is a concern that the entire country should have," said Porras. "There is a fiscal situation that is already materializing directly in social services and that should be a matter of national concern."

The country has a fiscal deficit of 6.1% of the Gross Domestic Product (GDP) according to the estimates of the Macroeconomic Program of the Central Bank.

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The fiscal crisis caused a delay in salary
for thousands of public workers.


In addition, there is an external debt that almost reaches 50% of production, acquired after seven years of continuous financial deficits with figures above 4% of GDP.

To resolve the situation, the government has presented various tax reform projects in recent years, including the one currently under discussion in the Legislative Assembly, but no reform has yet been achieved. The government has declared a “State of Necessity” for the preparation of the National Budget for 2018.
 
"As public officials we know the importance of the salary for Costa Rican families, so we will continue to do our best to maintain social stability and provide the necessary space for concrete structural solutions," said Deputy Minister of Expenses and Treasurer national, Martha Cubillo.
.....

Immigrants in United States and Costa Rica
lead in money transfers to Nicaragua

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By the A.M. Costa Rica staff


Nicaragua received a total of $ 1,019 billion in family remittances between January and September 2017, 10.6% more than in 2016 ($ 911.5 million), according to the Central Bank of Nicaragua.

The United States (53.8%), Costa Rica (19.4%), Spain (10.7%) and Panama (7.2%) were the main sources of remittances for Nicaragua in this period, according to the institution.

In 2016, the remittances that Nicaraguans living abroad sent to their families in the country reached $ 1.2 billion, the highest figure in the last two decades, according to official data.

In the third quarter of this year, remittances reached a total of $355.6 million, 13.6% more than in the same period of 2016.

Remittances represented 10.2% of the Gross Domestic Product (GDP) estimated for that period, according to this report.
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AM Costa Rica wire services photo
A large number of Nicaraguan families depend on money transfers sent from Costa Rica.

The total of family remittances received by Nicaraguans during 2015 was $ 1.19 billion; $ 1.13 in 2014; and $ 1,077 billion in 2013.


Nearly 20% of the total Nicaraguan population, estimated at 6.3 million, lives abroad, mainly in the United States and Costa Rica, and half of them are undocumented.




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A.M.  Costa Rica

Second News Page
Published December 15, 2017, Vol. 17, No. 207
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.....
President Solis’ reputation seriously
damaged due to recent scandals

By AM Costa Rica staff

According to a study by the School of Statistics of the University of Costa Rica (UCR), the image of the Solís-Rivera government has been tarnished due to recent cases of corruption and the control of public spending.

In 2014, the fight against corruption had a score of 5.6 out of 10 and efficiency controlling public spending had a score of 4.1 of 10. The ratings have each decreased by 2.3 points since that time

These factors were the maximum negative variations in the analyzed period.  Perception of the fight against corruption (3.2), expenditure control (1.8), cost of living (2.6) and unemployment (2.0) had a severe impact on the total rating.  High points in emergency care (8.1) had some positive impact on the general average.

Positive points for the Administration were in perceptions of public education (6.6), protection of human rights (6.3), protection of the environment (5.8), public health (5.7) and infrastructure construction (5.2).

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AM Costa Rica archive photo      
The public considered the environmental policies of President Solis as positive.

All these points exceeded the average and equaled or increased the levels recorded at the beginning of the administration.

The average in the field of citizen security was also exceeded although it did fall 0.9 points in relation to 2014, when the efforts against crime given a grade of 6.2.

Record amount of murders registered in 2017

By AM Costa Rica staff

2017 is the fourth consecutive year in the history of the country in which there have been a record number of murders.

The homicides had reached an historic high of 477 in 2014, but the number of cases increased to 558 in 2015 and continued its trend in 2016, when a total of 578 murders were counted.

The head of Plans and Operations of the Judicial Investigation Agency (OIJ), Michael Soto, explained that the projections indicate that this year will end with at least 588 murders, a statistic never before seen in Costa Rica.

The Judicial Police explained that at least 50% of the murders can be attributed to personal vendettas, mainly related to drug trafficking.

Soto explained that multiple homicides have been a particular feature in 2017, because they have occurred to a greater extent than in prior years.

The murder rate projected by OIJ for this 2017 is 12 per 100,000 inhabitants, which constitutes an epidemic according to the World Health Organization (WHO).

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AM Costa Rica archive photo    
12 out of every 100,000 citizens
were killed this year.


The Minister of Security, Gustavo Mata, blames part of this trend to the transfers of prisoners to a semi-institutional regime, as a significant number of murders are committed by people who are arrested and go out into the streets again.





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A.M.
Costa Rica

Third News Page
Residency

Published December 15, 2017, Vol. 17, No. 207
Calendar
Opinion
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Real Estate
Lifestyle
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About us
 
One single lawmaker blocks bill
against nepotism in the Legislative Assembly


By A.M Costa Rica staff

The president of the Legislative Assembly is trying to keep a bill against nepotism alive and prevent the National Renovation Party legislator, Abelino Esquivel, from delaying approval by presenting appeals. The bill has the support of different political factions.

The initiative, which aims to keep congressmen from choosing family members for employment, has the support of the majority in the Plenary; however, there are other bills that must be voted on first.

The interim president of the Congress, the Libertarian Natalia Díaz, said they tried to persuade Esquivel to vote for the bill but he insisted that he needed further time for consultation, a process that takes at least eight days.

"If we do not reach an agreement with the lawmaker who is against it, we cannot move forward because the legislators can appeal without limit," explained Díaz.

Díaz said there are other urgent bills to approve, such as the appointment of 12 substitute magistrates to the Constitutional Chamber to avoid its paralysis.


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AM Costa Rica archive photo      
Abelino Esquivel, Christian Legislator representing the National Renovation Party.


New aqueduct in indigenous zone moves forward


By A.M Costa Rica staff

The Costa Rican Institute of Aqueducts and Sewers (AyA) said there is a 90% progress in the construction of improvements and expansion of the Maleku community aqueduct.

The project aims to benefit 1,400 inhabitants in the sectors of Viento Fresco, Palenque Tonjibe, Palenque Margarita and Palenque El Sol, thanks to a donation of more than  ¢350 million from the Spanish Government.

At this moment, only the construction of an elevated bridge is needed to take water from three of the seven springs to the main storage tank in the Fuentes sector.

The work is independent of the main work on the aqueduct which has already been completed. The leftover materials will be sent to the San José de Upala community where the aqueduct is being improved with the same donated funds.

The donation that is being made to the Maleku community, includes 14 kms of pipelines for transfer and distribution, the construction of two storage tanks, the installation of three meeting boxes (where the pipeline is connected), two hydrants other and complementary work.


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AM Costa Rica archive photo  
Palenque Tonjibe, one of the communities that will benefit from the aqueduct.

The project workforce  was hired with funds from AyA using only inhabitants of the Maleku community, providing the opportunity for employment during the construction of the aqueduct.

The donation from the Spanish Government is under the supervision of the Inter-American Development Bank (IDB), through Loan Agreement No. 2493 / OC-CR, according to Law 9167 published in La Gaceta 183 of September 24, 2013.


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A.M. Costa Rica's Fourth News page
Published December 15, 2017, Vol. 17, No. 207
Calendar
Opinion
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About us
.....

Christmas Festivities, coming to a town near you
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By the A.M. Costa Rica staff

Concerts and performances of Costa Rican and traditional Christmas carols, animé music and even a Star Wars soundtrack are part of the Christmas gift the Department of Bands of the Ministry of Culture and Youth will give to people all over the country.

Some of the concerts will include the participation of Grupo Senderos, singer Charlene Stewart, and the group Son de Tikizia. The list of presentations is very broad, so take note and enjoy these cold December days with the warmth of the music offered by the Concert Bands.

Band of Concerts of Alajuela

-Concert "Music in the Museum,” in collaboration with the Cultural Historical Museum Juan Santamaría (MHCJS), Friday, December 15, at 6 p.m., in the Plaza Francisca Carrasco Jiménez.

-Christmas Concert, Saturday December 16, 8 p.m., at the Palmares church.

-Christmas concert, Tuesday December 19, 7 p.m., San Rafael church, Alajuela.

Concert Band of Cartago

-Concert with anime music and video games: Sunday, December 17, at 11 a.m., Municipal Amphitheater of Cartago. In this presentation there will be a collection of toys for children from underprivileged backgrounds.

Among the works that will be showcased the music from the videogame "The Legend of Zelda" stands out, with songs like "The ghost clock", "A link to the past" and "The times´ Ocarina"; in addition, the main theme of the series "Evangelion", "Attack of the Titans", as well as the soundtrack of the well-known series "Dragon Ball Z"; will be performed. All the arrangements are made by Cartago composer, Sebastián Quesada. Sunday, December 17, at 11 a.m., Municipal Amphitheater of Cartago. In this presentation there will be a collection of toys for children of limited resources.

-Show "Jesus is Born", together with the Senderos Group, Tuesday, December 19, at 7 p.m., in the church of Tres Ríos; Wednesday, December 20, at 7 p.m., at the Municipal Amphitheater of Cartago; in this last, space is limited. Created by the Costa Rican composer Carlos Guzmán, in which dance, theater and music of the Concert Band are mixed. The presentation includes 12 musical works.

Concert Band of Heredia

-Show "Jesus is Born" together with the Senderos Group. Friday, December 15, at 7 p.m., in the Parish Church of San Isidro, Heredia; on Sunday, December 17, at 10 a.m. m., in the Central Park, Heredia. Created by the Costa Rican composer Carlos Guzmán, mixing theater, dance and music

-Popular and Christmas music concert. Thursday, December 21, at 5 p.m., in Parque Central de Heredia.

Limón Concert Band

-Christmas Concerts, Saturday, December 16, at 6 p.m., in the Parque de La Fortuna, in San Carlos; and on Sunday, December 17, at 7 p.m. m., in the Ciudad Quesada Park.

The Band will tour Limón and the Zona Norte, where they will offer Christmas concerts, with a repertoire of traditional Christmas carols, music from movies, rock and Latin music.

-Concerts with the band Son de Tikizia. Friday, December 15, at 1 p.m., in Parque Vargas; and at 7 p.m., on the Esplanade of the Cathedral of Limón. Christmas music arranged in salsa, as well as popular music performed by Son de Tikizia, with works such as "Pasión" and "Jugaste con mi destino", among others.

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Ministerio de Cultura photo    
The concert band of Guanacaste.

Concert Band of Puntarenas

-Christmas Concerts: Friday, December 15, at 7 p.m., in the Central Park Amphitheater of Ciudad Neily; on Saturday, December 16, at 7 p.m., at the kiosk of the park in La Cuesta, in Corredores; on Tuesday, December 19, at 7 p.m., at the Mall of downtown Monteverde; on Thursday, December 21, at 6 p.m., in the Pérez Park, Esparza.

"We will play Christmas music, like for example 'Feliz Navidad', by José Feliciano, an arrangement by Víctor Hugo Berrocal; 'Night of peace' and 'White Christmas'; In addition, popular songs, that is, what is traditional to play on these dates as 'The Old Year', among others,” explained Mauricio Salas, director of the Concert Band of Puntarenas.

In addition, there will be a tour to the Zona Norte, from December 14 to 17, closing in Monteverde and Esparza. "On those dates we will cover most of the province.”


San José Concert Band

-Special thematic concert with music from "Star Wars", on Sunday, December 17, at 6 p.m., in Lincoln Square.

-Concert Christmas. On Wednesday, December 20, at 6:30 p.m., in the church of La Soledad

Along with singer Charlene Stewart, the band will perform some Christmas carols such as 'Noche de Paz', as well as more popular pieces. In addition, the Josefino ensemble will perform a concert offering the Star Wars music, together with Legion 501, followers of the saga, in Lincoln Square. "The activity is called 'Vader's Fist', and the event has a charitable purposes.”


Guanacaste Concert Band

Next Sunday December 24, as it has happened for more than 100 years, the Liberians will gather to celebrate the "Traditional Pasada del Niño", a very special activity, in which an old image of the Child Jesus is carried in procession by the city. The tradition includes children playing whistles, distribution of candies and, of course, the music of the Guanacaste Concert Band throughout the tour.

Ronald Estrada, director of the band said that "for us, traditions are very important, because they give us life as a group; In some way we represent a need to be able to fulfill those traditions, for this reason, people are always aware of the Concert Band of Guanacaste."

All presentations are free and open to the public.

Mass and Christmas concert, on Sunday December 17, from 9 a.m. at 12 noon, at the Catholic Temple of Monterrey, San Carlos.

Traditional Pasada del Niño, procession and concert, Sunday December 24, at 7 p.m., from the hermitage of Barrio Condega, going to the hermitage of La Agonía.

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Web:  www.travelinparadisecr.com
8995-4/17/17

218-8/25/17
U.S. Income Tax Services (paid category)

Summers102317.jpg U.S. Income Tax Services
Marlene B. Summers
T
ax Accountant
Let’s discuss your tax situation.

Marlene
                                  Summers
The IRS has become more aggressive and if you have not filed, you must do so. 

However, there are solutions to problems and your situation may be better than you think.

If your filing is not up to date, Streamlined Filing can be used with no penalties.

Including disclosure of foreign corporations to avoid serious problems.

If tax payment is holding you back, the IRS has options to solve payment problems.

You can file current or past due FBARs without payment to meet IRS  requirements.

If you have yet to file, do it now as there is still time.

Over 20 years in Costa Rica
and Silicon Valley.
Competitive rates.

Phone (506) 2289-6590 ; Cell (506) 8750-2316
Email: marlene.summers@gmail.com
9186-6/30/17

James Brohl
James Brohl, C.P.A. & M.B.A.
US Income Tax,  U.S. GAAP Accounting
& Business Consulting
n
Specializing in all matters of concern to U.S. taxpayers residing abroad including:
n
• IRS filing requirements of foreign income tax exclusion (up to $102,100 for 2017).
• Past-due tax returns: Taxpayers filing before an IRS notice do not face criminal sanctions.
• Reporting foreign financial assets: FBAR and foreign corporations.
• Up-to-date FATCA news.
• All US Tax return preparation:
individual, business, estate and trust.
• eFile returns: secure with faster refunds.
• Business consulting to facilitate working in Costa Rica.
Telephone 8305-3149 or 2256-8620
E-mail jrtb_1999@yahoo.com


Real estate rentals (paid category)

Tropical Homes
                                                logo
Tropical Homes of Costa Rica is offering the best selection of vacation homes, condos and long-term rental homes in Playa Flamingo, Playa Potrero and Playa Brasilito on  the Pacific Gold Coast of Guanacaste. A wide selection of private residencies is providing an excellent choice for  your stay in this beautiful part of Costa Rica.We are offering homes for every budget and every need. Please visit our Web page at www.tropicalhomesofcostarica.com or contact us at rentals@tropicalhomesofcostarica.com or call at (506) 2654-5442
9055-2/23/17


Spectacular rentals are available for low weekly prices on SellMyTimeshareNow.com at resorts such as Bahia Turquesa Residences and Villas Sol Playa Hermosa in Guanacaste. We have 
Timeshare
1- to 3-bedroom ocean and garden view timeshares available and most offer air conditioning, cable TV, fully equipped kitchens, and relaxing hammocks on private balconies. Enjoy the unique combination of seclusion and convenience as all resorts listed on our site are close to popular Costa Rican attractions and downtown 
centers, but are surrounded in lush, tropical forest. Villas are also available for sale in our inventory, so you can enjoy yearly vacations to this mesmerizing rainforest paradise. Please visit our rental inventory HERE!  or call us toll free at 877-815-4227, International: 603-516-0200.  Email: info@sellmytimesharenow.com
9049-7/31/17


Real estate-related services (paid category)

CRsolar

COSTA RICA SOLAR
Serving All of Costa Rica

BUY YOUR SOLAR HOT WATER SYSTEM NOW!
Perfect for hotels, Save up to 40% of your electric bill.
LATER we'll calculate a lower install price for your PV system, now More Watts per Panel, Smarter and more Capable Enphase Micro Inverters mean Less Cost and more Flexibility for You. Fully Guaranteed!

Canadian Solar
Enphase M250 Microinverters
New experienced install crews

CALL TODAY!
Paul 506-8898-9398

Email: Paul.Furlong@CR-Solar.com
WEB: http://www.cr-solar.com/en/
Blog: www.crsolar.net


        Household Furnishings

FineFurniture

FFine Furniture of Sarchi - Sarchi, Costa Rica
All our handcrafted products are made in Sarchi with pride and quality by artisans who are dedicated to designing, crafting, and delivering our furniture to you. Please visit our website and send us a picture and specifications of what YOU like, or just send us pictures from anywhere you wish. We will quote you right back with a more than competitive price and an on-time delivery date. Delivery and set up available throughout Costa Rica. We have different Costa Rican woods from which you may choose. 
www.FineFurnitureOfSarchi.com
Contact information:
Adolfo's Cell 506-8831-4306
 Tom in the USA 803-261-6000
Email: Info@FineFurnitureOfSarchi.com


Shipping services (paid category)

Shipping
Moving to Costa Rica or Back to the U.S.?
  10 Years of Happy Clients
Canadian English or Spanish Spoken
Excellent Service, Competitive Prices
Call  (772) 361-1050
Email:   shippingcostarica@gmail.com
Our Web:  http://shippingcostarica.com
Free Ebook: How To Import to Costa Rica HERE!
Shipping Costa Rica


Psychotherapy


Dr. Gray
Dr. Lucinda Gray
California Licensed
Psychologist
International Practice

• Anxiety
 • Depression
 • Relationship Problems
 • Trauma EMDR click here
 • NWM Training
 
CR (506) 2228-2041
US (310) 827-4241
doclucinda@gmail.com
www.LucindaGray.com
Learn more about 
New World Meditation: (Second Edition) Discover True Happiness Thru
Experiential Healing 
Click Here
9057-2/25/17


                     Legal Services
Adrian Fernandez
Attorney & Notary
A Fernandez
Notary services and registrations. Collections and foreclosures. Real estate and litigation. Corporate Law. Immigration. Estate planning wills and testaments, probate.

I provide the highest professional standards. Official documentation and Notary deeds are always translated in English for better comprehension, client satisfaction and safety.

 Call me for advice
    Phone:  2280-9692 / 2253-3705
    Email: ajfernandez@racsa.co.cr
    Law Office is conveniently located near  Mall San Pedro, 350 meters south  from the Hyundai dealer, Los Yoses, San José.
9181-7/3/17



 
A.M.
Costa
Rica
Fifth
news page


Published December 15, 2017, Vol. 17, No. 207
Calendar
Opinion
Classifieds
Real estate
Lifestyle
Food
About us

Ferry services are back on track

By
A.M. Costa Rica staff

After getting dry dock maintenance in Cartagena, Colombia, the Tambor 2 ferry from the Naviera Tambor S.A. concessionaire is back in business transporting people between Puntarenas and Paquera.

The schedules of the service will return to normal, with two ferries (Tambor 2 and Tambor 3) providing six departures per direction per day.

The fine tuning of the services matches the start of the tourist high season.

A spokesman for the Maritime Division of the Ministry of Public Works and Transportation, responsible for regulating this public service, stated they have even authorized additional trips in case the service demand becomes too high.

Due to the current weather conditions, it is recommended that passengers not approach the railings of the boat and to remain seated either on deck or in the spaces under roof.

FerryTambor121517.jpg
AM Costa Rica archive photo        
A crash against the docks in Puntarenas affected the ferry services in past months.




Want to read more? Check out these books listed below!
Brodell
                Book
Costa Rica: Remarkable Tales from Our Super Vacation Spot

By the staff and contributors at A.M. Costa Rica
 (editor)A.M. Costa Rica celebrates its 16th anniversary with a compilation of classic news reports geared to the needs of foreigners living here and those elsewhere with personal or business interests in this vacation paradise. Each seeks to tell something new or original about the vacation and retirement mecca.  
Read a sample and purchase the book HERE!
Trapped in
                Damas Cave
Trapped In The Damas Cave, Costa Rica

A true story by author Dusty Pilot, who lived in Costa Rica for 11 years. Dusty tells his horrifying story of being trapped in the Damas Cave, near Quepos, for 26 hours. The book is available from Amazon in both digital and print format. Digital format will be on sale for $2.99. Visit Amazon.com to preview or purchase, or DustyPilot.com/cave.html More information Contact Dusty Pilot Email: dusty@dustypilot.com  US phone: 001 440 796-4105




Trouble
                with Cash

The Trouble with Cash
By John H Paterson

Greg and Liz must sell their property in Costa Rica to finance their retirement. They receive an offer for their full asking price of $1 million, but it comes with one condition...the payment is to be in cash. They go for it. Things go wrong. The money is stolen.The local police are no help so Greg devises his own plan to get their money back.  Review or buy the book on Amazon ON SALE FOR $0.99
 Click Here  Email:  j.paterson@riomagnolia.com 
Phone: (506) 8868-5561
 Watch book trailer here:
New World Meditation
New World Meditation: Focusing-Mindfulness-Healing-Awakening
By Lucinda Gray PhD

You will be Free to Live, Love, Work and Play in the Full Creative Expression of Your Authentic Self. New World Meditation is easy to learn, easy to practice, and profoundly transformational.  More information HERE!


Money, Flowers and More

MAKE GIFTS FROM DOLLARS OR COLONES

Running out of gift ideas? Author Dusty Pilot has just released easy to follow, step-by-step instructions for turning bills (dollars or colones) of any denomination into unique gifts such as flowers: roses, daffodils, daisies and poinsettias; shirts and blouses, and birds with flapping wings. In Time For The Holiday -- Give Unique Gifts Of Dollars or Colones."

It will be available at the discounted price of $0.99 until Dec. 25.. It is available at all major online book stores. Preview or purchase at Amazon.com, or visit https://www.dustypilot.com/holiday-money.html  For more information Contact Dusty Pilot: Email dusty@dustypilot.com. Phone 001 440 796-4105
Life is a Tropical Garden

    Life is a Tropical Garden
By Victoria Torley 

   
A quirky look at gardening in the tropics. What happens when a "Northern" gardener moves to Costa Rica? You have no idea….

 Email: victoriatorley1@gmail.com

Order this book here: CLICK HERE


Brodell book 2
The Dark Side of Pura Vida: Murder, Betrayal, Abduction and Revenge in the Vacation Paradise

By James J. Brodell. Retired baseball player Jack Patterson becomes suspicious after his younger sister dies in a Pacific Ocean rip tide while on vacation in Costa Rica. Jack has to go there to find answers to troubling questions. But soon he is hijacked by a gang of avengers led by an icy Costa Rican-American woman who carries twin pistols strapped to her chest. Jack soon helps uncover a web of corruption and greed . Read a sample and purchase the book HERE!

HowardBook

Guide to Costa Rican Spanish
(English and Spanish Edition)


This one-of-a-kind best-selling Costa Rica Spanish phrasebook will help anyone including older retirees master the basics of using Costa Rican Spanish in real-life situations. Retirees, expats and tourists will get the most out of Costa Rica, be able to communicate effectively with Costa Ricans and understand the local culture. A practical pronunciation will help you sound a like a native Spanish speaker.  The book is now available for sale on Amazon click here

Furlong102317.jpg

Bohemian Road Trip
By Paul Furlong

"Makin' it Real--a Road Trip," is basically three themes running concurrently: A motorcycle racer who betrays himself by quitting... who looks at his watch one day... and realizes he's thirty now... and if he was going to be a star, he would be by now. So he quits racing and takes a year long trip to see who else might be in his reflection.

The book is now available for sale CLICK HERE 

RDixonBook120317.jpg


WRITING A WILL?  EXPECTING AN INHERITANCE?

Most estate planning books focus on legal formalities. Pa$$ing On: What’s Fair in Family Inheritance? delves deeper, helping you avoid emotional minefields and create a will that’s fair to your survivors. Former Costa Rica resident Ruth Dixon-Mueller, Ph.D. brings a unique perspective to bear on inheritance practices in the United States. California attorney Fred Hertz adds useful advice for attorneys and clients. Essential reading for everyone involved in inheritance issues! “... a marvelously accessible book ... crafted with intelligence and thoroughness.” -- Kirkus Reviews Published Sept. 2017; $14.00 plus shipping at amazon.com: click here


A.M. Costa Rica's
  
Sixth News Page


Published December 15, 2017, Vol. 17, No. 207
Calendar
Opinion
Classifieds
Real Estate
Lifestyle
Food
About us
 

The importance of self-reflection
Rectangulo110117.jpg
By Lucinda Gray Ph.D. 

H. L. Mencken once said—“A man can be a fool and never know it, but not if he’s married”.

Last week we were talking about couples, and the wonderful and diabolical way your partner can bust you on your hangups. I find it somehow perfect that your partner is your spiritual teacher. It is so much easier for us to see others problems and blind spots, while our own still lurk inside in the dark.

There is a path of growing, learning, and self-discovery. Whether you do it in therapy, or on your own, the path is the same. It is a process of self-reflection. At least it is the most effective and efficient way I know.

It means looking within to discover more about you. Exploring your own feelings and/or behavior--“I wonder why I am so upset when I get lost in San Jose?’ Or--“Why do I get so unhappy during the holidays?”

You can begin a practice of self-reflection by deciding to sit in meditation. It is very simple. All you have to do is close your eyes and sit in silence and for 10-30 minutes and you are already meditating. By letting go of outside stimuli you have only yourself. It seems simple, but it is actually quite challenging. You will learn why as we go along.

There are many benefits of daily meditation as shown by science based studies.   These are very exciting findings.
(click here).  They show that meditation reduces stress, helps folks deal with anxiety, reduces symptoms of stress induced medical conditions, reduces depression and improves your outlook on life. It lengthens attention span and strengthens ability to concentrate. It may also improve age related memory loss, sleep and much more.

But when I examined the experimental design of the scientifically proved benefits like stress reduction I found none of them to my satisfaction. However, neuroscientists are now working on a major long term study of stress reduction in meditators to see if there are long term benefits. It involves measuring blood levels of cortisol, a stress hormone.

The study has already been going on for almost 8 years, and scientists are very excited by the preliminary findings. This study should give us a fully valid result.

One of the reasons for the difficulty in scientifically proving that meditation reduces stress is that there are so many styles of meditation. The people working on the long term study have decided to use only Mindfulness practice in their study.

I too have chosen to use Mindfulness meditation in my own personal practice and in teaching meditation. It is well over 2500 years old. And was chosen and revised by the Buddha. He saw it as the best way to begin to see yourself as you really are, among other goals.

Mindfulness practice is also extremely simple. You just sit as I described above and follow the filling and emptying of your own breath. I like it because following the breath brings you into your body, allowing you to become aware of feelings that may be dwelling there waiting for attention.

When I started meditating I was entering graduate school, which of course brought anxiety and stress every day. I found morning meditation very comforting and relaxing from the start. And it helped me keep calm and centered all day. I discovered that taking care of me was more important than having the house perfect every morning.

Meditation is not simple and easy after all. In the silence we encounter all the stuff inside that we didn’t know about before. The world and life are so distracting that we need a special time to pay attention inside.

Rectangulo110117.jpg
Meditation121517.jpg
AM Costa Rica wire services photo     


Our usual daily life doesn’t provide much time just for you. Deeper feelings and important memories hide inside waiting for the attention only you can give. For me this concentrated alone time was and is still precious.

Most beginning meditators encounter the nuisance of too many thoughts that get in the way. Many Westerners think that if they can’t ‘clear the mind they are somehow “not doing it right”. This is a mistake that leads to a lot of frustration and causes some people give up.

You can learn ways of letting go of unimportant thoughts. Important thoughts and feelings will keep coming back. It is their way of demanding attention. The human organism wants to heal and return to homeostasis.

Homeostasis is the powerful natural drive toward healing that keeps those important thoughts and feelings coming back. Of course we often want to push them away because the feelings that come along with them may be uncomfortable. Or we might think it is wrong or bad to have this feeling so we keep pushing it out of awareness.

Actually pushing away uncomfortable feelings doesn’t work to make you feel better. It just keeps them hiding inside, still bothering us. What does work is dropping judgment of whatever you find within. This is a big leap. We all learned from our parents to be critical of ourselves.

Many parents told kids not to feel the way they did when they were angry, afraid, or tearful. That good boys and girls don’t talk back. This was the common response of parents when we expressed feelings. These are only some of ways we learn to judge our feelings and try to get rid of them. There are so many more examples, school being one among them.

Letting go of self-blame and judging your feelings will be a huge relief, and it enables you to take a clear look at how it must have felt to you at the time. Now you can begin to side with you, instead of the critical parent.

In fact you will find it very difficult to sustain a meditation practice if you keep condemning yourself for your thoughts or feelings. Try honoring them. There is a good reason you feel the way you do, even if you do not yet know what it is.

This article is only a brief introduction to Mindfulness. It turns out that sustaining a daily practice is quite challenging. But all the challenges are born in your inner self and exploring them are ways toward self-understanding. This is how we change and come into greater alignment with our true selves. Self-discovery is the journey and the pay off.


Lucinda Gray Ph.D. is a licensed Psychologist in International practice based here in Costa Rica. She can be reached at www.lucindagray.com


.....
Real estate for sale (paid category)

44 LOTS FOR SALE IN GATED COMMUNITY

PLAYA AVELLANA, TAMARINDO, GUANACASTE
....

NewH110717.gif

Condominio Monte Donato II, is an unpretentious gated community, offering 44 lots at very accessible prices starting at only $19.995 and a monthly HOA fee of $28.

Located near Playa Avellanas and Hacienda Pinilla, at 3 miles from the beach. The project is located in a very quiet rural area. You will only hear sounds of birds and monkeys.  Playa Avellanas is one of the most beautiful beaches of Costa Rica and a Surfer’s paradise.

Common areas: Swimming pool, Rancho, shower, restroom, soccer field, play ground

Water: The project has its own well and a 13,200 Gallon storage tank.

Security: Guard lives on the premises. Perimeter enclosure.

Construction: No zoning plan. You can build when you want, what you want!

Lot Sizes around 250m2 / 2700 sq. ft.

For detailed information www.montedonato2.com/index

Cell: +506-8479-2384 - US Toll-Free: 1-888-263-2631

-English spoken
- Se habla español
- On parle français
- We spreken Nederlands

CODE 9267-9/28/17


Business for sale or lease (paid category)

Fishing Lodge for sale in Panama

DanielPeavy

Fishing Lodge For Sale In Panama. To many assets to
 list all.  Restaurant, bar, pool, 12 cabins, two 1 bedroom duplex, 3 hectares on the beach, 4 boats, boat storage,
boat ramp, 22 foot panga and more.  Remote and
Beautiful location on the fishing grounds. Built in
clientele list and a turn key operation. For more information and asking price our email address:
aquaad@hawaii.rr.com   Visit the site www.hookedonpanama.com

9284-3/22/18   



Live the dream!
Several profitable businesses, including a regional radio station, are for sale in Costa Rica. Certain purchases can provide the new owner with residency as well as a great lifestyle. So live your dream while making a profit. Contact: manager@crbusiness.biz.

Real estate brokers and agents (paid category)
CENTURY 21 JACÓ BEACH
Century 21

A Name You Trust,
Professionalism You Deserve

Tom Ghormley and the dream team!
Owner/Broker
in CR since 1979

Buying? Selling? Renting?
We Can Do It!
Let us help you live your dreams!
Beachfront, Views, Mountains,
Beaches, Houses, Condos,
Hotels, Restaurants, Projects,
Commercial, Investments and more

 Century 21 Jacó Beach
Playa Jacó, Puntarenas, Costa Rica
U. S. A. phone numbers:  (213) 283-5168 
or Toll Free: (877) 746-3868
Costa Rica phone number: (506) 2643-3356
Email: info@c21jaco.com
Web: www.c21jaco.com
9215-3/22/18


ReMax Playas del
                          Coco
We are an award-winning Team of Professional Agents working with Costa Rica’s #1 Selling Real Estate Agency RE/MAX Prestige Ocean Properties. Get to KNOW, LIKE & TRUST us and let us help you find YOUR Pura Vida! We have over 30 years of experience to educate our buyers and sellers in all aspects of Real Estate.  For Information on condos, homes, lots, farms, ranches, commercial or development property
CONTACT US TODAY with NO OBLIGATION whatsoever.

Link to Playas del Coco listings page HERE

Link to Playa Panama listings page HERE

Link to Playa Hermosa listings page HERE
Link to Peninsula Papagayo listings page HERE

Link to Playa Matapalo listings page HERE
Toll Free 1-877-293-1456
Email: michael@costarica-realestate.com

9174-2/7/18
.....
Real estate for sale (paid category)

284-3/22/18   


Charming country home in the mountains above San Ramon
Bril Cajar

Lot size is 500 square meters, total construction about 212 square meters, with living area of about 156 square meters. Three bedrooms (or two and an office), two and one half baths, shop/storage of about 30 square meters. Carport with space for two cars about 30 square meters. Completely fenced property. The area is peaceful and very secure.  For complete information click here

Contact Harv  in English and Spanish:
Email cap@lightsurfer.com  

Contact Marco in Costa Rica (Spanish) :
Email- marvama05@gmail.com
Phone- +506-84608000 or +506-8667-2823.  

Web page:  www.costarica-house.com

Or CLICK HERE FOR MORE COMPLETE INFORMATION
9266-12/5/17


Colinas del Sol
COLINAS DEL SOL Fenced Gated Lots for Sale

* Colinas del Sol is a fenced and gated project  in a quiet area.
* There are 88 clear titled lots.
* Mountain areas with great views.
* Gently sloping level areas ideal for hobby farms, gardening, fruit trees.
* Quiet place to get away from the busy city and beach crowds.
* All lots have gravel roads to them, water and electricity at each.
* Lots are 5,000 sq. meters or larger, starting at only $50,000 USD
* Located in Libertad, Guanacaste, northwest Pacific area of Costa Rica.
* 20 minutes to the Liberia International Airport
* 15 minutes to the Pacific Beaches
* 10 minutes to Medical Facilities
* 25 minutes to the Liberia Hospital
* 5 minutes to Vista Ridge Golf Club

Contact:
In Costa Rica, Jeffrey Sandi Murray:  jsandimurray@colinasdelsolcr.com
In the USA and Canada contact Jim Day: jimday50@aol.com or call 517-484-3675

For more information Click Here: www.colinasdelsolcr.com
9261-3/2/18



            Real estate-related services
 
                                    (paid category)


Costa Rica Solar

COSTA RICA SOLAR
Serving Atenas and Surroundings Areas

BUY NOW! Your solar hot water system, so in three months, we can calculate a lower install price for your PV system.  Perfect for homes and hotels. Save up to 40% of your electric bill. More Watts per Panel, Smarter and more Capable Enphase Micro Inverters mean Less Cost and more Flexibility for You.  Fully Guaranteed!

CALL TODAY!
Paul 506-8898-9398

OUR EMAIL:
andrefurlong@gmail.com
Paul.Furlong@CR-Solar.com
VISIT OUR WEB:
BuyaTimeshare.com
Browse timeshares for sale and rent by owner in Costa Rica at bargain prices. We connect existing timeshare owners with those looking to buy or rent a timeshare on the resale market. Timeshares on the resale market are up to 50% cheaper than those sold through the resort. Already own a timeshare and looking to sell? Stop saying “sell my timeshare” and let BuyaTimeshare.com help you find a buyer or renter.


CODE 9264-3/2/18

Remax Tamarindo

www.remax-oceansurf-cr.com
The experts in buying property in Costa Rica, with more than 20 years experience and the largest networked team of agents in the country.  We can help you learn if investing in Costa Rica is right for you with our low-key, educational approach to sales. Our professional agents can tell you more about Costa Rica properties, including condos, homes, lots and & commercial real estate. Twelve (12) agents to serve you, from Playa Marbella to Playa Dante in the Guanacaste, through our Tamarindo and Flamingo offices.

For more information, please contact our local phones: 506-2653-0073 Tamarindo / 506-2201-9056 Flamingo
Toll Free: 1-866-976-8898
Email:  info@remax-oceansurf-cr.com
   www.remax-oceansurf-cr.com


......
A.M. Costa Rica

Seventh News Page Business
Published December 15, 2017, Vol. 17, No. 207
Calendar
Opinion
Classifieds
Real Estate
Lifestyle
Food
About us
....

20 percent of Ticos use half their budgets to pay debts

By AM Costa Rica staff

One in five Costa Ricans uses half of their budgeted income to pay debts, according to the latest survey from the School of Statistics at the University of Costa Rica.

The study, prepared by students Jazmín Ceciliano, Rafael Jiménez, Óscar Quesada, Cristian Rodríguez and Katherine Sandí, determined that at least 60% of the population older than 18 has at least one debt.

Having a debt is even more frequent in men with a university degree and a high socioeconomic level. The most frequent debt is the payment of cell phone plan (37%), followed by loans in shops (35.2%) and bank loans (33.4%). Credit card debt occupies fourth place.

These reasons vary according to the socioeconomic level of the people. In lower income groups, debts in shops are more common, while in the middle-level groups bank loans are more common. In the high socioeconomic profile, debts for the payment of cell phone plans stand out.

Among the indebted consumers, 16% have defaulted on a debt at some point.

Default is more frequent in people under 50, with educational levels that do not exceed primary school and who have the lowest income.

Budget121517.jpg
AM Costa Rica wire services photo
16% percent of those indebted are delinquent at some time.


Private lenders, loans between family members or close relatives have the highest percentages of delinquencies. The survey was conducted in October using face-to-face interviews and some telephone interviews with 1,236 people over 18 years of age throughout the country.

The margin of error is 3 percentage points.



The contents of this Web site are copyrighted by Consultantes Río Colorado S.A. 2017 and may not be reproduced anywhere without permission. Abstracts and fair use are permitted. Check HERE for details